Life keeps getting faster and time keeps losing barakah. Your biggest challenge nowadays as a busy Muslima, is to hold onto your fards. There is no excuse for being “too busy” or “too stressed and tired” and missing your fards. Even with good reason, most fards need to be repaid in the form of qada before your death. Qada (قُضِي) is the Arabic word for fulfilling the duties (usually your fard obligations) that you’ve missed due to some reason. With this in mind, we need to set time aside in our busy lives to make up our qada before we meet our Lord.
To make this simpler and easier for a busy Muslima, I have researched and explained three important fards that need to be repaid during our lifetime. I know as mothers, we often have a lot of qada to do from childbirth and hayd (menses), so most times we will have more make-ups to do than dear hubby. This usually seems daunting and tedious when you’re a busy mom, but with intention and perseverance, I assure you it can be done.
Believe me when I say that you’ll feel a sense of accomplishment just by putting a number on your qada. It is a gift that Allah SWT has given you the opportunity to rectify your past shortcomings and make amends. Also, don’t feel embarrassed if you have thousands of missed prayers to repay etc. because you are not alone, there are so many moms who are in the same boat. I included!
Making Up Qada Prayers
Think back to the age you reached puberty and mentally brainstorm your missed fard prayers. Calculate how many of the five salah you’ve missed. You simply need to make a safe, educated estimate of the number of prayers missed, and then resolve to make them up consistently until complete. So for example, if you are 38 years old and you hit puberty at 13 years of age, you will have 25 years of prayers that you had to perform.
Now decide how many prayers you think you’ve missed during those 25 years. You simply make a reasonable guess, even if you cannot remember exactly. So say you hardly prayed much as a teen, you could make up 11 months of prayers for those teen years and so on for the remaining years. You will need to estimate each prayer separately and then write down how many fajr salah, dhur salah, asr salah, magrib salah, and isha salah you have missed. Usually the prayer you found the toughest during your life will have the highest number, for example as a teen you found waking up for fajr difficult, so your fajr qada would be the highest number.
Making Up Qada Fasts
The same would apply for fasting. Try to calculate how many fasts you’ve missed over the years from the age of puberty till now. Calculate how many days your hayd usually lasts and multiply that by twelve months of each year till now. Then calculate any fasts missed after childbirth, during pregnancy, breastfeeding, or illness. Make a calculated guess, add it up and write the figure down.
Each time you make up a fast or prayer, give yourself a tally mark or scratch the number and write the new total. You may need to use a specific book or notepad app on your phone to keep track of your qada. That’s been the easiest way for me. Also, if you set a specific amount of qada to perform each day, it will be easier to calculate the new total once a week. So for example, you make up one of the same qada with each fard salah. That would be one qada of each salah that you have made-up. I know this may all sound confusing, so I am going to share with you a printable that I made for your qada if you prefer.
Paying Missed Zakat
Sometimes we are not thinking clearly about what are our assets and whether we need to pay zakat if we are married. The answer is yes, our payment of zakat is based on our individual assets. So if you own valuable jewelry or have any savings, and it is over the nisab (minimal zakatable amount), you are liable to pay zakat for that year. With this in mind, if you have not paid zakat or did not think about paying it, you can repent for your lapse, calculate how much zakat you owe, and pay it as soon as you can. You are also permitted to pay it off and not at one time.
Zakat is due on a yearly basis when a morally-responsible Muslim possesses the minimal zakatable-amount (nisab) above and beyond his debts and immediate expenses, and a complete lunar year passes over it. In calculating one’s Zakat one calculates all his zakatable assets together. “Zakatable assets” include:
(a) Cash – whether in currency form or in the bank,
(b) Gold and Silver,
(c) Money lent out,
(d) Trade goods,
(e) Stocks, and
(f) Agricultural produce.
After one calculates the above, one deducts:
(a) Debts, and
(b) Immediate expenses (Source: Seekershub)
So for example, this year the nisab in the US is $3765.85, so the obligation to pay zakat will not commence if you have less than that in total assets. As soon as one possesses this amount, your Zakat year will start and you will be obligated to pay Zakat once a whole year has passed if you still possess an amount equal or more than the zakatable-minimum. The zakatable-minimum is equivalent to the value of 87 grams of gold. So if one possessed this amount on the 1st of Shawwal then this is when your Zakat year starts.
Fluctuations during the middle of the year are of no consequence, unless one’s zakatable amount reaches zero. Only the beginning and end of the year are taken into account. One has to possess a zakatable-minimal both at the beginning and at the end of one’s Zakat year for one to pay Zakat. (source: seekershub)
If you need to calculate your zakat for missed years, all you will need to do is estimate the amount you’ve had each year and whether it was over the nisab. Then deduct 2.5% of your assets each year and add up the total of all the years. This will be the amount you owe. Write that down and make a plan to pay off this amount. Of course, you can always ask dear hubby to pay it for you, but if he does not have the means, you will need to pay it.
Don’t let this zakat payment make you feel as if your savings are lessened, that’s just shaytaan’s whisperings trying to sway you. Zakat will bring you more barakah and will actually make your money grow! Allah says;
“And that which you give as a gift (to others) in order that it may increase (your wealth by expecting something in return) from other people’s property, has no increase with Allah. But that which you give in Zakat sincerely for the sake of Allah, those people shall have manifold increase.” [Surah Ar-Room: 39]
The Prophet (sallAllaahu ‘alayhi wa sallam) said:
“Whoever gives away charity the size of a date, which is earned lawfully, since Allah only accepts the good lawful things, Allah will indeed take it with His right Hand and cause it to grow for its owner, just as one of you raises up his colt, to the point that the charity will become like the size of a mountain.” [Reported by Al-Bukhari and Muslim]
A Helpful Resource
I have loaded an awesome freebie just for you dear subscriber! You can find a Salah Qada Log and a Saum Qada Log in The Mom Vault to help you reach your goal.